Expat health insurance

When living and/or working abroad, people may not have the same access to healthcare as the local population. This is why it is vital to have professional advice on taking out the right health insurance, coupled with the knowledge and peace of mind that the chosen insurance provider will have the experience to ensure the best treatment in the best facilities wherever you may be.
more information http://www.expat-blog.com/en/sponsors/expatriate-health-insurance.html

Do I have to live in the US to get life insurance?

Do I have to live in the US to get life insurance? I'm a retired expat living in Ghana.?
My husband and I are semi-retired and living in Ghana. He has retiree life insurance for himself through his previous employer, but the policy for me is very small. Given that we live out of the country, though we maintain a NJ mailing address, can we get life insurance? He is in his mid-50s, and I am in my mid-40s; both non-smokers in good health. We're both American citizens. Any ideas? Barb

Answer :
You have to live in United States to get life insurance. If life insurance was offered in Ghana, then you should buy it there.
Source : http://answers.yahoo.com/question/?qid=20070219061258AAmfd9k

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We are from the US, in our 50\'s and thinking about moving to EU (Italy?) long term - any info/advice welcome!

We are from the US, in our 50\'s and thinking about moving to EU (Italy?) long term - any info/advice welcome!
We hope to find a relatively warm, sunny climate where the people are friendly, accepting and easy-going, and where we have fewer worries about becoming victims of violent crime. It would be wonderful to live among people who are less concerned with making money and noise, violating nature and having no regard for their neighbors. Imagine a life in a serene natural setting among people who measure success in terms of health, happiness and well-being. We\'ve exhausted the US and have pretty much come to the conclusion that we need to expand our search! We\'ve never been to europe but are currently planning an open-ended trip there to explore the people and cultures. We think maybe summers in Scandinavia and winters in southern Italy? Any advice from Europeans or expat Americans would be greatly appreciated! What are European attitudes toward American immigrants? Are we looking for something that doesn\'t really exist in the world anymore (if ever?)

Answer :
Oook, first of all: good luck :) Then: what do you mean with warm weather? I live in the north in a city (Trieste) where the wind blows very hard in autumn and winter and we can get even -5°C but i understend most of the cityes at our latitude in USA are much, much colder. Italians can be divided into two large groups: Southers which are hot blooded, very noisy, very caothic, always discussing, very friendly and opend to strangers and Northers which are more cold blooded, less noisy, very strict , always discussing, less friendly and open.. the difference have to be tryed to see how much to you care about it.. Personally i like my city, we\'re less strict and more cold blooded than the rest of northeners here around but still are much less caothic then the southeners thanks to the asburgic heritage. Advice for a long term moving? Try first. Get yourself a holyday OUT of the normal touristic circle, rent an apartment or stay in a residence, anything but cook yourself, don\'t be served. Try, talk, discovery and see how it is. Do you like the sea? Do you prefer the country or the mountains? Try smaller cityes but yet big enough. IMHO i would definitely live here, in Trieste..
Source : http://answers.yahoo.com/question/?qid=20060808132405AAltwEa

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Why I Like Health Insurance Deductibles

The word "deductible for health insurance coverage makes many people nervous, especially when it comes to $ 500 or $ 1,000. Perhaps this is because you can never imagine what you can do a deductible for them, so do four possibilities add a deductible might be like for their welfare. Deductible plans, greater freedom of choice for patients. Many health insurance plans, which rely on co-payments only (no deductible) to control insurance costs by giving your concern about a general practitioner. You have to go to the doctor or clinic in order, all services are covered. If you need to see a specialist, you need permission (or a link to go) too. The deductible health insurance, but usually do not require recommendations of specialists. Switching doctors is also easier in plans with deductibles.

Health insurance usually cover welfare services with no deductible. Deductible plans typically cover annual checkups with no deductible. For healthy people, this is ideal, since all they really need is an annual inspection. Nur weil ein hat einen Plan Selbstbehalt bedeutet nicht, Sie bezahlen sie werden jedes Jahr. Premium plans give a rest to be healthy. Insurance such as deductibles because they reduce the risk of receiving a large amount of small bills (small medical bills are $ 1,000 or more). Finally, $ 1,000 bills quickly add up to big money. So, a good retention plan is a lower rate than using only have co-payments. Providing health insurance plans, the last member more control over the money for health care.

Lower premiums mean that members of some of the money, usually paid by the health care they (or someone else) would hold. Smart asset managers always paired with a deductible savings plans emergency account. The money is held in the premium on this account go to the deductible and coinsurance for the times you need to cover more than one annual audit. The bonus is that banks usually pay interest on money in a savings account. High-deductible plans are generally with the bonus of tax-free Health Savings Account (HAS) come from a bank.

Other deductible plans allow you to stretch your money paid by deducting the payment of benefits at year end in the direction of next year. A good broker is always an advantage in finding the best plan if self-employed. No matter what plans are there, never be afraid to examine all options including deductible plans. Sirag Miriam is a world traveler who was once a customer service representative for a major insurance company and now writes for the Good Neighbor Insurance. Good Neighbor insurance represents 10 international insurance and provides an international medical and travel insurance for all countries.

Expatriate health insurance

Contact good health, if you are looking for health insurance abroad. We offer some of the most comprehensive health insurance for expatriates. Good health insurer know that every time they need to make health insurance no matter where they are using in the world, we become ever closer. Choose from the expat health insurance, and good health, can you absolutely sure your policy protects you and your family when there is a disease while abroad. And we can help you meet difficulties with health systems and languages. A foreign insurance companies to offer a total peace of Good Health.
for details visit the website
http://www.goodhealthworldwide.com/expatriate-health-insurance.asp

Expat health insurance

Why do I need health insurance expatriate?

In a residential area and / or work abroad, people can not have the same access to medical care, as the local population. It is therefore vital that professional advice that is receiving the proper health insurance, along with the knowledge and confidence that the insurance provider chosen is the experience to be the best treatment in the best facilities, no matter where you too. guarantee

Discover how you choose your health insurance expatriates.

How to choose your health insurance expatriates?

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Why an expatriate health insurance is required when living abroad?

There are many reasons why people need the peace plan the minds of expatriate health insurance, while those who live and / or work abroad, including:

* The quality of health care locally is not of sufficient quality,
* The freedom to choose to seek the best medical care. Whether the choice of hospital or doctor, which country you live or try to return the option to use for the treatment at home or in another country.
* Lock local / utilization of health care in the state,
* Will be covered in more than one country,
* Medical treatment can be costly.

How to choose the contract right?

There are many different insurance companies and plans for expatriates worldwide, according to a set of neutral intermediary saves people time and effort. In researching the market on behalf of their clients and their knowledge and experience of your broker, the best advice on the most appropriate solution for specific needs can be established and / or budget.
more info visit
http://www.expat-blog.com/en/sponsors/expatriate-health-insurance.html