Do I have to live in the US to get life insurance?

Do I have to live in the US to get life insurance? I'm a retired expat living in Ghana.?
My husband and I are semi-retired and living in Ghana. He has retiree life insurance for himself through his previous employer, but the policy for me is very small. Given that we live out of the country, though we maintain a NJ mailing address, can we get life insurance? He is in his mid-50s, and I am in my mid-40s; both non-smokers in good health. We're both American citizens. Any ideas? Barb

Answer :
You have to live in United States to get life insurance. If life insurance was offered in Ghana, then you should buy it there.
Source : http://answers.yahoo.com/question/?qid=20070219061258AAmfd9k

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We are from the US, in our 50\'s and thinking about moving to EU (Italy?) long term - any info/advice welcome!

We are from the US, in our 50\'s and thinking about moving to EU (Italy?) long term - any info/advice welcome!
We hope to find a relatively warm, sunny climate where the people are friendly, accepting and easy-going, and where we have fewer worries about becoming victims of violent crime. It would be wonderful to live among people who are less concerned with making money and noise, violating nature and having no regard for their neighbors. Imagine a life in a serene natural setting among people who measure success in terms of health, happiness and well-being. We\'ve exhausted the US and have pretty much come to the conclusion that we need to expand our search! We\'ve never been to europe but are currently planning an open-ended trip there to explore the people and cultures. We think maybe summers in Scandinavia and winters in southern Italy? Any advice from Europeans or expat Americans would be greatly appreciated! What are European attitudes toward American immigrants? Are we looking for something that doesn\'t really exist in the world anymore (if ever?)

Answer :
Oook, first of all: good luck :) Then: what do you mean with warm weather? I live in the north in a city (Trieste) where the wind blows very hard in autumn and winter and we can get even -5°C but i understend most of the cityes at our latitude in USA are much, much colder. Italians can be divided into two large groups: Southers which are hot blooded, very noisy, very caothic, always discussing, very friendly and opend to strangers and Northers which are more cold blooded, less noisy, very strict , always discussing, less friendly and open.. the difference have to be tryed to see how much to you care about it.. Personally i like my city, we\'re less strict and more cold blooded than the rest of northeners here around but still are much less caothic then the southeners thanks to the asburgic heritage. Advice for a long term moving? Try first. Get yourself a holyday OUT of the normal touristic circle, rent an apartment or stay in a residence, anything but cook yourself, don\'t be served. Try, talk, discovery and see how it is. Do you like the sea? Do you prefer the country or the mountains? Try smaller cityes but yet big enough. IMHO i would definitely live here, in Trieste..
Source : http://answers.yahoo.com/question/?qid=20060808132405AAltwEa

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Why I Like Health Insurance Deductibles

The word "deductible for health insurance coverage makes many people nervous, especially when it comes to $ 500 or $ 1,000. Perhaps this is because you can never imagine what you can do a deductible for them, so do four possibilities add a deductible might be like for their welfare. Deductible plans, greater freedom of choice for patients. Many health insurance plans, which rely on co-payments only (no deductible) to control insurance costs by giving your concern about a general practitioner. You have to go to the doctor or clinic in order, all services are covered. If you need to see a specialist, you need permission (or a link to go) too. The deductible health insurance, but usually do not require recommendations of specialists. Switching doctors is also easier in plans with deductibles.

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